Garber Law, P.C.

Call Us Today | 856-804-1639

  • Home
  • About
    • Garber, Joel Wayne
    • Garber, Emilie Anne
    • Garber, Evan Samuel
  • Services
    • Personal Injury
    • Defective Products
    • Insurance Bad Faith
    • Motor Vehicle Accidents
    • Workplace Accidents
    • Construction Accidents
    • Premises Liability
    • Catastrophic Injuries
    • Wrongful Death
  • Reviews
  • Results
  • Blog
  • Contact
Garber Law, P.C.
  • Home
  • About
    • Garber, Joel Wayne
    • Garber, Emilie Anne
    • Garber, Evan Samuel
  • Services
    • Personal Injury
    • Defective Products
    • Insurance Bad Faith
    • Motor Vehicle Accidents
    • Workplace Accidents
    • Construction Accidents
    • Premises Liability
    • Catastrophic Injuries
    • Wrongful Death
  • Reviews
  • Results
  • Blog
  • Contact
Email

CALL

Never backing down from your fight

  1. Home
  2.  » 
  3. Personal Injury
  4.  » 
  5. How to Respond to a Low Settlement Offer

How to Respond to a Low Settlement Offer

On Behalf of Garber Law, P.C. | Apr 30, 2021 | Personal Injury

One of the most frustrating parts of navigating a personal injury case is when the other party minimizes your injuries. One way that they do this is by giving you a low settlement offer. Continue reading to find out what you should do if you receive a low settlement offer and how a skilled attorney can help your counteroffer.

What Is a Low Settlement Offer?

A low settlement offer is usually an offer that is significantly less than the total value of your legal case. The other insurance company or representative lawyer issues you an offer. If you agree to it, you sign off on any additional legal eligibility. But, if you don’t sign it, you are forced to spend more on lawyer and court fees. What are your options?

  • Accept the offer: Depending on how far off the offer is from the value of your case, you might decide to accept it.
  • Negotiate the offer: It is possible to negotiate a settlement. You may need to provide additional proof of why your case is worth more.
  • Decline the offer: If you decide to decline the offer, you may have to take your case to court.

This can be a difficult decision to make, and not one that should be taken lightly. It will cost you more if you continue to pursue action, but in some cases, that may be necessary.

What Factors Go Into a Settlement Offer?

A settlement offer may include the following damages:

  • Medical costs
  • Rehabilitation costs
  • Legal fees
  • Property damages
  • Lost wages
  • Pain and suffering

Many insurance companies will come to their settlement offer by calculating the cost of your damages. However, some costs, like lost wages and pain and suffering, can be more difficult to value. If you are offered an amount that is less than the total value of your case, it is likely that they do not agree with your damages, or that they are placing some of the blame for the accident on you.

How a Lawyer Can Help With a Low Settlement Offer

A personal injury lawyer may be beneficial to your case in a few ways. For one, they can calculate the value of your case, so you can gauge how fair any settlement offers you receive are. Your lawyer can also help with making a counteroffer, as well as collecting additional documentation that may make your case stronger. Another important part of getting the most compensation possible is by reducing your fault in the accident. While New Jersey is a modified comparative negligence state, your compensation amount may be reduced by the percentage in which you are found to be at fault. Your lawyer can help you evaluate the details of your case, proving responsibility. It can also be helpful to have a lawyer on your side during negotiations. Some insurance companies may attempt to take advantage of you, by telling you that the offer you received is the best you can get. When you have a knowledgeable lawyer on your side, they are less likely to push you into signing an unfair settlement offer. How you respond to the low ball offer is also important, as it can pave the way for the rest of the legal process. You need a negotiator that is both professional and direct.

Contact a Cherry Hill Personal Injury Lawyer to Discuss Your Personal Injury Case in New Jersey

Did you or a loved one sustain serious injuries due to a personal injury in New Jersey? Don’t let the medical bills pile up while you wait for the negligent party or their insurance company to do the right thing. Right now, you need an aggressive personal injury attorney on your side, fighting to get you the compensation you need, want, and deserve. The skilled attorneys at Garber Law, P.C. represent clients injured because of a personal injury in Camden, Cherry Hill, Gloucester Township, Winslow, and throughout New Jersey. Call 856-804-1639 or fill out our online contact form to schedule a free consultation about your case. We have an office conveniently located at the Greens of Laurel Oak, 1200 Laurel Oak Road, Suite #104, Voorhees, NJ 08043, as well as an office in Philadelphia, PA.

Recent Posts

  • Justice After a Loved One’s Wrongful Death in NJ
  • The Hidden Costs of Personal Injuries: How to Account for Emotional and Financial Losses in Your Claim
  • Catastrophic Injuries in New Jersey: How to Seek Justice for Life-Altering Accidents
  • Steps to Take if Insurance Denies Your Car Accident Claim
  • Long – Term Effects of Traumatic Injuries: The True Costs of Brain and Spine Injuries

Archives

  • April 2025
  • March 2025
  • February 2025
  • January 2025
  • December 2024
  • November 2024
  • October 2024
  • September 2024
  • August 2024
  • July 2024
  • June 2024
  • May 2024
  • March 2024
  • February 2024
  • January 2024
  • December 2023
  • November 2023
  • October 2023
  • September 2023
  • August 2023
  • July 2023
  • June 2023
  • May 2023
  • April 2023
  • March 2023
  • February 2023
  • January 2023
  • December 2022
  • October 2022
  • September 2022
  • June 2022
  • May 2022
  • April 2022
  • March 2022
  • February 2022
  • January 2022
  • December 2021
  • November 2021
  • September 2021
  • August 2021
  • June 2021
  • May 2021
  • April 2021
  • March 2021
  • February 2021
  • January 2021
  • December 2020
  • November 2020
  • October 2020
  • September 2020
  • August 2020
  • July 2020
  • June 2020
  • May 2020
  • April 2020
  • March 2020
  • February 2020
  • January 2020
  • December 2019
  • November 2019
  • October 2019
  • September 2019
  • August 2019
  • July 2019
  • June 2019
  • May 2019
  • April 2019
  • March 2019
  • February 2019
  • January 2019
  • December 2018
  • September 2018
  • August 2018
  • July 2018
  • June 2018
  • May 2018
  • April 2018
  • March 2018
  • February 2018
  • January 2018
  • December 2017
  • November 2017
  • October 2017
  • September 2017
  • August 2017
  • July 2017
  • June 2017
  • May 2017
  • April 2017
  • March 2017
  • February 2017
  • January 2017
  • December 2016
  • November 2016
  • October 2016
  • September 2016
  • August 2016
  • July 2016
  • June 2016
  • May 2016
  • April 2016
  • March 2016
  • February 2016
  • May 2015

Categories

  • Car Accident
  • Child Injury
  • Construction Accidents
  • Criminal Defense
  • Drug Crime
  • DUI / DWI
  • Firm News
  • Medical Malpractice
  • Motor Vehicle Accident
  • Motorcycle Accidents
  • Pedestrian and Bicycle Accidents
  • Personal Injury
  • Police Brutality Injury
  • Premises Liability
  • Product Liability
  • Sex Crime
  • Slip & Fall Accident
  • Traffic Offense
  • Train Accident
  • Truck Accident
  • Workers' Compensation
  • Wrongful Death

RSS Feed

Subscribe To This Blog’s Feed

What Can We Help You With?

Garber Law, P.C.

Contact Us

Review Funnel
Voorhees Office

The Greens of Laurel Oak
1200 Laurel Oak Road, Suite 104
Voorhees, NJ 08043

  Voorhees Law Office
Philadelphia Office

Jefferson Tower
1101 Market Street, Suite 2820
Philadelphia, PA 19107

  Philadelphia Law Office
Connect With Us

Phone: 856-804-1639
Fax: 856-435-7676

  • Follow

© 2025 Garber Law, P.C. • All Rights Reserved

Disclaimer | Site Map | Privacy Policy | Business Development Solutions by FindLaw