Fight Back Against Insurance Bad Faith With Dedicated Attorneys In Voorhees

Last updated on May 14, 2025

You’ve paid your insurance premiums diligently, trusting that when you need support, your insurer will be there for you. But now, your claim is caught in a web of delays or has been unexpectedly denied. You’re not alone in feeling frustrated and overwhelmed. Many policyholders face these challenges when insurers fail to act with the honesty and fairness expected of them. 

At Garber Law, P.C., we understand the stress that deceptive insurance practices can cause and are here to help. As a trusted, multigenerational law firm that has served New Jersey and Pennsylvania residents for almost 40 years, we stand ready to protect your rights. Our attorneys offer personalized support, treating each client with the care and respect they deserve. You can count on us to fight for your rightful compensation and make sure that insurance companies honor their commitments. 

Identifying Deceptive Insurance Practices

Insurance companies are responsible for fulfilling their obligations to policyholders, such as conducting thorough investigations of claims, offering fair settlements and ensuring timely payments. Unfortunately, some insurers may engage in insurance bad faith by:

• Denying valid claims without a reasonable basis or adequate explanation
• Delaying the investigation, processing or payment of claims unnecessarily, putting financial strain on policyholders
• Offering settlements that are significantly lower than what is fair or required by the policy
• Not responding to inquiries or providing clear reasons for claim denials or delays
• Deliberately misinterpreting or misrepresenting policy language to avoid paying claims
• Pressuring policyholders to accept lower settlements or discouraging them from pursuing their claims further

Such actions can leave you feeling vulnerable and financially strained. Our attorneys will thoroughly assess your situation to determine if your insurer is acting unfairly. More importantly, we will guide you through the necessary legal steps to protect your rights. 

Steps To Take Against Insurance Bad Faith

If you suspect your insurance company is not treating you fairly, there are important steps you can take to protect yourself. Start by documenting every interaction with your insurer. Keep records of emails, phone calls and any correspondence. This evidence can be crucial if you need to pursue legal action.

Consider filing a complaint with your state’s insurance commissioner. These state agencies regulate the insurance industry and can impose penalties for violations. This can potentially prompt your insurer to reconsider your claim.

If your issues with the insurer continue, you may need to consider legal action. There are two main types of lawsuits you can pursue:

• Breach of contract: Argue that the insurer failed to fulfill its obligations under your policy
• Bad faith tort: Address the insurer’s deceptive practices and seek compensation for damages, including emotional distress, legal fees and punitive damages

Every case is different. Our attorneys will assess your situation and guide you through your options.

Get In Touch With Garber Law, P.C., Today

If you think your insurance company is treating you unfairly, it’s time to act. Schedule a consultation at our Voorhees office today by calling 856-804-1639 or by sending a message through our contact page. We also serve clients in Philadelphia.