Skilled Advocates For Your Denied Workers’ Compensation Claim
When you get hurt at work, the very first thing you need to do is seek medical attention immediately for emergent injuries. Next, you need to inform your employer about your workplace accident and your intention to file a workers’ compensation claim.
Unfortunately, although law dictates that all employers in New Jersey and Pennsylvania must provide workers’ compensation insurance for their employees, claims get denied in order to limit payouts. After all, if you get hurt and file for workers’ comp benefits, you won’t be at work doing your job for an undetermined period of time. That will cost your employer money.
Depending on your injuries and the length of time you need off work in order to recover, the costs of medical treatment and replacement pay could be extremely exorbitant. Insurance companies want to limit risk and cut financial costs. Often, claims are denied hoping the injured worker will not pursue it further.
At Garber Law, we will pursue every dollar and benefit owed to you by your employer and its insurance carrier. We know the reasons workers’ compensation claims are denied, and we will fight for your rights every step of the way. Contact us today for a free consultation about your case.
Reasons Employers And Insurance Carriers Deny Workers’ Compensation Claims
In New Jersey and Pennsylvania, employers must provide workers’ compensation benefits for all employees. However, that doesn’t mean that all claims are automatically approved. On the contrary, many insurance carriers will deny or attempt to limit coverage because the employer believes the accident didn’t occur at work or because they don’t believe you are injured to the extent you report.
Additionally, there are countless documented cases of fraud within the workers’ compensation system in the U.S. – people who stage accidents to collect benefits – and employers and their insurance carriers are leery of someone trying to take advantage of the system. If your claim is clearly legitimate, most employers and their insurance carriers will accept the claim and you will receive medical treatment from a workers’ compensation doctor as well as replacement pay for the time you are out of work recovering from your injury.
However, insurance is big business in the United States. Workers’ comp insurance carriers don’t just rubber-stamp all claims. In an effort to cut costs, it’s not uncommon for an insurance company to make an injured employee work very hard to get the benefits they are entitled to receive by workers’ comp law.
If your claim is denied, you should be notified in writing by the insurance company. At that point, you need to contact Garber Law for swift legal action to get you the medical benefits and replacement pay you deserve.
Joel Garber Will Take On Your Employer’s Insurance Company If Your Workers’ Comp Claim Gets Denied
If you’ve been hurt in a workplace accident and your claim has been denied or limited, you need to call an experienced personal injury attorney who knows the ins and outs of workers’ comp law to fight for your rights and access to all benefits you deserve. Your claim may also be denied if you filed after the deadline. If this happens, a good attorney may be able to help.
When your workers’ comp claim has been denied, contact Joel Garber at 856-281-1292 for a free consultation. He represents injured workers in Camden, Gloucester and Burlington counties in New Jersey and throughout the Philadelphia metro area. All cases are on contingency. That means if we don’t collect damages on your behalf, you don’t pay us anything. Call today to speak with a skilled lawyer about your workplace accident and injuries.